First Time Buyer in Roker

Going into the mortgage process as a first time buyer in Sunderland & Roker might find the process a little bit daunting. We understand this, so we always make customers feel reassured and calm throughout the entire process. Your dedicated Mortgage Advisor in Sunderland & Roker will be with you every step of the process. our advisors are more than happy to help you calculate the amount you can borrow. Our affordability calculator can provide an estimate, but it doesn’t factor in personal situations and circumstances, it’s always better to speak with a mortgage advisor in Sunderland. Also, they will sort out an agreement in principle for you within 24 hours of your free initial mortgage appointment. It will be helpful to have this with you when it comes to making an offer on the property.

The process of moving home in Sunderland & Roker is renowned for being the most stressful in your life. We always strive to make the journey as stress-free as possible by sorting out all aspects of the mortgage so that you can focus on moving itself! From the initial point of contact to getting the keys to their dream home, we provide clear and transparent mortgage advice in Sunderland & Roker. We strive to make sure you are well informed throughout.

When you come to the end of this fixed term, you will need to start exploring your remortgaging options to move onto another product with a new fixed term. We can search 1000s of remortgage deals on your behalf. You may find that they discover a rate that is more competitive than your current one. Get in touch with our team if you are looking for remortgage advice in Sunderland & Roker, we offer knowledge and support with a variety of remortgage routes like home improvements, debt consolidation, equity release and bad credit mortgages.

Our team have helped many budding landlords in Roker who are looking to build their property portfolio with a buy to let mortgage in Sunderland & Roker. We have built close relationships with local landlords over the years. We helped them with their new buy to let mortgage with many getting in touch for a second time to help them with their remortgages on their properties. If you are looking to achieve your investment goals, book your free initial mortgage appointment today.

For those wishing to purchase a property, you may find a Help to Buy beneficial. There is a large range of Help to Buy Mortgages in Sunderland & Roker available which our mortgage advisors will be more than happy to see if you fit any of the criteria.

Self Employed in Roker

Those who are looking to self employed mortgages in Sunderland & Roker as a self employed applicant will find the process different from everyone else. Aspects of the process that makes it different is the lending criteria and the amount of evidence you must provide to be accepted by your lender. Our mortgage advisors have a brilliant reputation for helping many self employed applicants who have a rich knowledge of self employed lending criteria. You are under the self employed category if you own more than 20-25% of your business. One of the requirements to obtain a mortgage as a self- employed applicant must be trading for at least two years.

Right to Buy in Roker

In the situation that you live in a rental property that’s owned by the local authority (either the council or a local housing association), you may qualify for the right to buy mortgage advice in Sunderland & Roker. You will need to see if you are able to pass the requirements. With this scheme, you could purchase your property at a discounted price depending on the length of time you have been living in the property and its value. The discount would cover your deposit for the property, meaning you may not need to put one down. However, depending on the lender, a small deposit may still be required to ensure that a mortgage and monthly payments are affordable.

Mortgage Broker in Roker | Mortgage Advice in Roker

Our team are proud to provide open & honest mortgage advice in Roker

Welcome to Sunderlandmoneyman, home of Mortgage Advice in Roker. As expert Mortgage Advisors, we are here to help you through every step of your mortgage process, whether you are a First Time Buyer, looking to become a Buy to Let landlord or ready for your Remortgage.

Our team are incredibly proud of our mortgage advice service, aiming to go above and beyond for every customer. Please feel free to look at our genuine customer reviews at Reviews.co.uk to see for yourself.

Speak to an Advisor

Speak to a mortgage advisor in Roker today

Unlike a lot of larger mortgage advice companies, we are a smaller and experienced team of friendly Mortgage Advisors in Roker, we are here to answer all of your mortgage questions. As a expert Mortgage Broker in Sunderland, we can search thousands of mortgage products to find you the most suitable deal based on your individual circumstances. Whatever your personal mortgage circumstances, we would love to help you!

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Popular Mortgage FAQs in Roker

Our Customers Love Us

187 5 Star Reviews

Victor Abrams

I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams

15 May 2026

Julie Brake

We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.

12 May 2026

Abdul khaliq Mayar

I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.

11 May 2026

Flc

Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!

5 May 2026

William Thompson

I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me

29 Apr 2026

Yasir Noori

The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application

16 Apr 2026

Janiene Walton

Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.

29 Mar 2026

Andrea McLaren

What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.

20 Mar 2026

Paul PI

UK Moneyman provide an excellent service, in my case with complex conveyancing. Simple upload of documents, excellent comms and friendly. They took time to understand my needs and to explain options and prov8de illustrations of what I was agreeing to. Fee was reasonable and transparent with no hidden traos or surprises. When things were not quite going as expected (loan provider not UK moneyman this was sorted quickly and efficiently. I would thoroughly reccomend them if you are looking for a mortgage, especially if what you need is not quite standard. Warren and Lizzy did the work, thankyou both...

19 Mar 2026

Craig Butler

I had a great experience working with Leo and Jo as my mortgage brokers. As a first-time buyer, the whole process felt quite daunting at the start, but they provided clear and helpful information from day one, which really put me at ease. They were always quick to respond to my emails and kept everything moving smoothly, regularly following up and making sure nothing was missed. A special mention to the moment they called to let me know my mortgage offer had been approved. It made the whole experience feel exciting and personal, rather than just transactional. I’d definitely recommend Leo and Jo to anyone, especially if you’re a first-time buyer looking for guidance and support throughout the process.

18 Mar 2026

Our Simple Mortgage Process

Contact our Team

Attend your Free Initial Mortgage Appointment

Once you are booked in you will be allocated a mortgage advisor in Sunderland & Roker who will ask you a series of questions to assess your affordability.

Furthermore, they will arrange your Agreement in Principle which is normally sorted within 24 hours of your free initial mortgage appointment.

We Search 1000's of Deals

Your advisor will look through our large panel of lenders to find the most suitable mortgage deal for you. We will continue the mortgage application when you are happy to proceed with our recommendation.

It's Time to Submit Your Application

When your mortgage application is ready to proceed, we will put forward your mortgage application to the lender.

Reasons to Choose us For Mortgage Advice in Roker

Free Initial Mortgage Appointment in Roker

Our online booking system allows you to attend your free initial appointment at a time that suits you. Mortgage advice is available morning, evening or at the weekend. We’re here at a time that suits you and your family.

Please read our genuine customer Reviews at Reviews.co.uk. Your service is really important to us!

1000s of Deals

We’re not like a bank – We’re able to search 1000’s of mortgage deals in order to recommend the most suitable one for you!

Our Service

We’ll aim to make you feel relaxed and be open and honest – We’ll take away the stress.

7 Days a Week

We’ll help and support you anytime you need us, 7 days a week! The home buying process isn’t always easy, we’ll help you over any hurdles you face.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

The Home Buying App

Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.

Download For Free

Mortgage Broker in Roker

Mortgage Broker in Roker

Our team are proud to provide open & honest mortgage advice in Roker