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Fast & Friendly Mortgage Advice in Sunderland

7 Days a Week 8AM - 10PM

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

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We love providing Mortgage Advice in Sunderland to all our customers – It is not just about finding a Mortgage; it is about your Home-Buyer journey. Our team will be with you every step of the way.

For your FREE mortgage consultation call 0191 543 9498 or Book an appointment online.

Book Online

For your FREE mortgage consultation call 0191 543 9498 or Book an appointment online.

Malcoms Image

We love providing Mortgage Advice in Sunderland to all our customers – It is not just about finding a Mortgage; it is about your Home-Buyer journey. Our team will be with you every step of the way.

Book Online

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Sunderland | Mortgage Advice Sunderland 

Welcome to your new home for fast and friendly mortgage advice in Sunderland. Having a wealth of knowledge in the mortgage industry and a dedicated team of mortgage advisors and administrators behind us, we are able to provide expert mortgage advice. Our team will support you throughout your mortgage journey. 

 

Why not take advantage of our Free Mortgage Consultation and speak to a qualified Mortgage Advisor in Sunderland today. We aim to make your process run as smoothly and stress-free as possible, no matter your situation. 

  

Our 3 Step Mortgage Advice Service in Sunderland 

  1. Contact a mortgage broker in Sunderland via phone call or web enquiry. We will take some information from you regarding your situation and what you are looking to do. Then get you booked in for a free mortgage consultation with one of our mortgage advisors in Sunderland.
     
  2. We will need to build up a more detailed financial profile to understand your current situation and what you hope to achieve. Your advisor will explain all this during your free mortgage consultation.

 

  1. After yourfree mortgage consultation, your advisor will have obtained information regarding your financial situation. Our mortgage advisors in Sunderland will begin searching 1000’s deals to find you the most suited for your circumstances. 

 

Mortgage Broker in Sunderland – open 7 days a week 

We operate from 7 days a week to work with you during times that are convenientIf at any stage during your process you have a question, don’t hesitate to ask your advisor. 
 

The team here at Sunderlandmoneyman have 20 years knowledge of mortgage criteria, and we will be more than happy to assist you throughout your mortgage journey from start to finish.  

 

Open & Honest Mortgage Advisors in Sunderland 

Whether you are new to the mortgage process or been through the home buying experience before, we always recommend that you get advice from an expert during the process. 

 

We will always open and honest with you, having your best interests at heart . Our job is to deliver the same exceptional service to every customer that reaches out to us for help. Please look at our reviews to find out what others have thought about their experience with us. 

Why choose a Mortgage Broker in Sunderland over a Bank 

If you decide to approach your bank over a Mortgage Broker in Sunderland, you limit yourself to their in-house deals. Like us, a Mortgage Broker in Sunderland has access to many mortgage deals through various lenders. It’s your Mortgage Advisor in Sunderland who will search through our large panel to try and find you a great mortgage deal. 

 

We work for you! As a Mortgage Broker in Sunderland that isn’t tied to any particular estate agent, bank or building society, we may be able to locate a deal that benefits you. We are always open and honest with you. 

  

All Mortgage Situations Considered in Sunderland 

Have you come across a complicated issue during your mortgage application? If so, you should know that we have Mortgage Advisors in Sunderland here to help. We will designate you to a Mortgage Advisor in Sunderland that will likely have come across a similar situation before; this way, you know that you are in safe hands! 

 

Current or budding landlord? Not a problem either; our Mortgage Broker in Sunderland also deals with Buy to Let Purchases and Remortgages. 

  

Speak to an expert Mortgage Advisor in Sunderland today 

For specialist Mortgage Advice in Sunderland, we recommend that you take up our free mortgage consultation. This could give you an estimation of how much you may be able to borrow for a mortgage and help you understand the process a little easier. 

 

Remember that we are here to talk to your 7 days a week. We can’t wait to hear from you! 

Mortgage advice in Sunderland – Options:

First Time Buyer Mortgage Advice Sunderland

We’re here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Sunderland

Simply, wanting to know how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Sunderland

Seeking a better mortgage deal, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Your free initial mortgage consultation with a mortgage advisor in Sunderland will last round about one hour. They will then recommend a mortgage for you, wherein you have no obligation to proceed and you can decide whether or not that particular deal is something you’d like to go forward with.

As a trusted and well experienced mortgage broker in Sunderland, we will first carry out a Fact Find to establish your personal needs, before we begin searching and recommending the most suitable mortgage for you. A credit check will be required for an Agreement in Principle. A formal mortgage offer can be issued once you have provided all the relevant documentation and a valuation of the property has been undertaken.

To avoid any kind of disappointment with a property, we recommend you obtain an Agreement in Principle before you begin property viewings in Sunderland. We would say that at the very latest, you should obtain one before you start to make offers, in order to assist your bargaining position.

A standard Agreement in Principle typically lasts for around 30 to 90 days depending on the Lender. If your Agreement in Principle expires, you can get it easily refreshed.

You may have the option of getting a second mortgage on your home for things like debt consolidation or Home Improvements. This can also be possible if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

The minimum deposit for purchasing a home in Sunderland with a mortgage lender is typically 5%. This figure can possibly be higher if you have had previous credit problems.

If you have had credit problems previously in life, you may still have a chance at obtaining a mortgage, but you may be required to put down a higher deposit than usual. This could be be 15% of the property purchase price.

Once you have submitted at least one year’s accounts to the lender, you may be eligible for a mortgage. Most Lenders will calculate the maximum mortgage with salary plus dividend, whereas others sometimes go off your net profit.

A lender will usually need three payslips for an employee to prove income and the latest 2 years’ accounts for an applicant who is self-employed. You will also need to provide them with proof of ID, address and 3 months’ bank statements.

Your free consultation with a mortgage advisor in Sunderland will typically lasts up to an hour or so. We have the ability to turn round an agreement in principle within 24 hours. A formal mortgage offer has been known to take roughly about three weeks on average.

Sunderlandmoneyman.com & Sunderlandmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

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Sunderlandmoneyman – Hope Street Xchange, 1-3 Hind Street, Sunderland, SR1 3QD

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