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Mortgage Broker in Sunderland

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

0191 543 9498Speak Speak to an Advisor
Malcolm Davidson - Managing Director of Sunderlandmoneyman

Mortgage Broker in Sunderland

& Surrounding Areas

Speak with a mortgage advisor 7 days a week, 8am - 10pm

Enquire Online 0191 543 9498 Malcolm Davidson Managing Director of Sunderlandmoneyman - Mortgage Broker in Sunderland
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What are you looking to achieve?

UK residents only.

Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Malcolm and Amy - Sunderlandmoneyman Directors

Welcome to Sunderlandmoneyman, your home of trusted, expert mortgage advice in Sunderland.

Our team is committed to making the home buying and remortgaging process stress-free and straightforward.

To speak with a mortgage advisor in Sunderland, book your FREE initial mortgage appointment online.

Welcome to Sunderlandmoneyman, your home of trusted, expert mortgage advice in Sunderland.

Our team is committed to making the home buying and remortgaging process stress-free and straightforward.

Malcolm and Amy - Sunderlandmoneyman Directors

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Mortgage Broker in Sunderland
Trusted Mortgage Advice in Sunderland

Why speak to a mortgage broker in Sunderland?

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We are here to serve you seven days a week, ensuring that we are available at your convenience. If you ever have any questions at any point in your process, please don't hesitate to reach out to our dedicated mortgage advisor in Sunderland.

All situations considered: We understand that each mortgage situation is unique. Our experienced mortgage advisors in Sunderland will take the time to understand your specific financial goals and needs. This allows us to tailor our services and find the most suitable mortgage solutions that work for you.

Expert mortgage advice in Sunderland: Our mortgage advisors in Sunderland stay up-to-date with the latest industry trends and regulations. This means you'll benefit from their in-depth knowledge and receive expert mortgage advice in Sunderland that helps you make informed decisions throughout the mortgage process.

Seamless process: We work to make the mortgage process as smooth as possible. From pre-approval to closing, we're there to ensure you understand each step, providing guidance and support as needed.

We search 1000's of deals: Our large panel of lenders and knowledge of mortgage criteria allows us to identify competitive interest rates and loan options that align with your financial situation.

Ongoing support: Our commitment doesn't end with the closing of your mortgage. We're here to provide ongoing support, answer any post-closing questions, and assist with future mortgage needs.

Jargon free: We believe in clear and transparent communication. You'll always know where you stand in the mortgage process and receive timely updates on your application's status.

At Sunderlandmoneyman, our goal is to make your mortgage journey as straightforward and stress-free as possible. We're passionate about helping you achieve your homeownership dreams and financial goals. Don't hesitate to book your free initial mortgage appointment at a time and day that suits you, to discuss your unique needs and get started on your mortgage journey in Sunderland.

How does our 3 step mortgage advice process work in Sunderland?

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Contact a mortgage broker in Sunderland via phone call or web enquiry. We will take some information from you regarding your situation and what you are looking to do. Then get you booked in for a free initial mortgage appointment with one of our mortgage advisors in Sunderland.

We will need to build up a more detailed financial profile to understand your current situation and what you hope to achieve. Your advisor will explain all this during your free initial mortgage consultation.

After your free initial mortgage appointment, your mortgage advisor in Sunderland, will have obtained information regarding your financial situation. Our mortgage advisors in Sunderland will begin searching 1000’s deals to find you the most suited for your circumstances.

How can we help you obtain a mortgage in Sunderland?

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Whether you are new to the mortgage process or been through the home buying experience before, we always recommend that you get advice from an expert during the process.

We will always open and honest with you, having your best interests at heart . Our job is to deliver the same exceptional service to every customer that reaches out to us for help. Please look at our reviews to find out what others have thought about their experience with us.

Why choose a mortgage broker in Sunderland over a bank ?

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If you decide to approach your bank over a mortgage broker in Sunderland, you limit yourself to their in-house deals. Like us, a mortgage broker in Sunderland has access to many mortgage deals through various lenders.

It’s your mortgage advisor in Sunderland who will search through our large panel to try and find you a great mortgage deal.

Does a mortgage broker in Sunderland consider all situations?

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Have you come across a complicated issue during your mortgage application? If so, you should know that we have mortgage advisors in Sunderland here to help. We will designate you to a mortgage advisor in Sunderland that will likely have come across a similar situation before; this way, you know that you are in safe hands!

Current or budding landlord? Not a problem either; our mortgage broker in Sunderland also deals with buy to let purchases and remortgages.

Why speak to an expert mortgage advisor in Sunderland today?

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For specialist mortgage advice in Sunderland, we recommend that you take up our free initial mortgage appointment. This could give you an estimation of how much you may be able to borrow for a mortgage and help you understand the process a little easier.

Remember that we are here to talk to your 7 days a week. We can’t wait to hear from you!

We Search 1000s of Mortgage Deals in Sunderland

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Halifax
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
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HSBC
Nationwide
Skipton
Pepper Money
Mortgage Works
Coventry Building Society
Santander
Natwest Mortgage Advice
Hinckley and Rugby Building Society
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Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
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Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Common Mortgage Questions in Sunderland

How does my mortgage process work?

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As a trusted and well experienced mortgage broker in Sunderland, we will first carry out a fact find to establish your personal needs, before we begin searching and recommending the most suitable mortgage for you.

A credit check will be required for an agreement in principle. A formal mortgage offer can be issued once you have provided all the relevant documentation and a valuation of the property has been undertaken.

How does the free initial mortgage appointment work?

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Your free initial mortgage appointment with a mortgage advisor in Sunderland will last round about one hour. They will then recommend a mortgage for you, wherein you have no obligation to proceed and you can decide whether or not that particular deal is something you’d like to go forward with.

When should I obtain an agreement in principle?

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To avoid any kind of disappointment with a property, we recommend you obtain an agreement in principle before you begin property viewings in Sunderland. We would say that at the very latest, you should obtain one before you start to make offers, in order to assist your bargaining position.

How long does an agreement in principle last?

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A standard agreement in principle typically lasts for around 30 to 90 days depending on the mortgage lender. If your agreement in principle expires, you can get it easily refreshed.

Can I get a second mortgage in Sunderland?

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You may have the option of getting a second mortgage on your home for things like remortgaging for home improvements. This can also be possible if you’re wanting to use it for yourself, a family member, a holiday home or a buy to let.

How much deposit do I need for a mortgage in Sunderland?

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The minimum deposit for purchasing a home in Sunderland with a mortgage lender is typically 5%. This figure can possibly be higher if you have had previous credit problems.

Can I get a mortgage with previous credit problems?

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If you have had credit problems previously in life, you may still have a chance at obtaining a mortgage, but you may be required to put down a higher deposit than usual. This could be be 15% of the property purchase price.

I’m self employed in Sunderland, can I get a mortgage?

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Once you have submitted at least one year’s accounts to the lender, you may be eligible for a mortgage. Most Lenders will calculate the maximum mortgage with salary plus dividend, whereas others sometimes go off your net profit.

What documents will I need to send?

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A lender will usually need three payslips for an employee to prove income and the latest 2 years’ accounts for an applicant who is self-employed. You will also need to provide them with proof of ID, address and 3 months’ bank statements.

How long does the process take?

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Your free initial consultation with a mortgage advisor in Sunderland will typically lasts up to an hour or so. We have the ability to turn round an agreement in principle within 24 hours. A formal mortgage offer has been known to take roughly about three weeks on average, but this isn't a guarantee.

Mortgage Guides

Sunderlandmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© Sunderlandmoneyman 2025.

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