We love helping customers that really need mortgage advice in Sunderland - Something our Managing Director, Malcolm Davidson has been doing since 1997.
Our Customers Love Us
5.00 Rating13 Reviews
Our mortgage advisor Charlie Bryson has been amazing with me and Ethan. He has helped us with everything and made sure we are doing everything correctly as we are both first time buyers.
9 months ago
Helen was very helpful on the call to re arrange a call back to speak about our mortgage. Very pleasant phone call
1 year ago
This has been a fantastic service from the initial enquiry to getting the mortgage offer through, everything explained in detail and nothing was a problem, very helpful and professional staff. Would highly recommend using this company to anyone
1 year ago
Great team and great service. Always happy to help and they make the process easy to understand. They got me a deal I was happy with then got me a better one.
2 years ago
Spoke to Dale Hunter a few times today. Polite, professional and happy to answer any questions. Over the moon with the service received.
2 years ago
Our advisor was Jason Loft and all I can say is he was amazing and very polite and so was all of his team. Me and my partner are first time buyers so were quite apprehensive about the whole process. However Jason and his team gave us all the...
3 years ago
With the help from Jason and Laura, our mortgage process went very smoothly. As first time buyers we had many questions which they were on hand to answer promptly. Would highly recommend!!
3 years ago
Listened to my every need. Very polite and helpful. Spoke well and clearly understood what was being said and great advice. Thanks
3 years ago
From start to finish, the service was great. Everything was explained clearly, every little adjustment and query I asked for was expertly dealt with by Leo, who gave me new info and examples of our mortgage requests. Process was very easy to...
4 years ago
Very quick response from the first time I contacted them. Both Cathy and Leanne were great at keeping us informed throughout the process and always responded to our emails within a couple of hours, often less. They understood the stresses and...
4 years ago
As a first time buyer I was pretty clueless as to what was needed and when to buy a house. The brokers at Sunderland moneyman made it very easy for me and guided me through the whole process. I’d defiantly give them a recommendation. Thank you...
4 years ago
I am a First Time Buyer and before I contacted Sunderland Moneyman I didn’t have a clue about mortgages or whether I would even qualify for one. My Advisor (Wayne) came across like he really cared and he was always on the end of the phone to...
4 years ago
Jason and his team gave an outstanding service. They were reassuring, consistent and were always on hand to give advice and support when necessary. I will be using their service again when my fixed rate ends in 2 years time. Thank you again...
4 years ago
Welcome to the hub of expert mortgage advice in Sunderland. With a wealth of experience in the mortgage industry and a dedicated team of mortgage advisors and administrators behind us, we are well-equipped to provide expert mortgage guidance in Sunderland. Our team is here to support you throughout your mortgage journey.
Why not take advantage of our free mortgage appointment and chat with a qualified mortgage advisor in Sunderland today? We aim to ensure your process runs as smoothly and stress-free as possible, regardless of your situation.
We are here to serve you seven days a week, ensuring that we are available at your convenience. If you ever have any questions at any point in your process, please don't hesitate to reach out to our dedicated mortgage advisor in Sunderland.
All situations considered: We understand that each mortgage situation is unique. Our experienced mortgage advisors in Sunderland will take the time to understand your specific financial goals and needs. This allows us to tailor our services and find the most suitable mortgage solutions that work for you.
Expert mortgage advice in Sunderland: Our mortgage advisors in Sunderland stay up-to-date with the latest industry trends and regulations. This means you'll benefit from their in-depth knowledge and receive expert mortgage advice in Sunderland that helps you make informed decisions throughout the mortgage process.
Seamless process: We work to make the mortgage process as smooth as possible. From pre-approval to closing, we're there to ensure you understand each step, providing guidance and support as needed.
We search 1000's of deals: Our large panel of lenders and knowledge of mortgage criteria allows us to identify competitive interest rates and loan options that align with your financial situation.
Ongoing support: Our commitment doesn't end with the closing of your mortgage. We're here to provide ongoing support, answer any post-closing questions, and assist with future mortgage needs.
Jargon free: We believe in clear and transparent communication. You'll always know where you stand in the mortgage process and receive timely updates on your application's status.
At Sunderlandmoneyman, our goal is to make your mortgage journey as straightforward and stress-free as possible. We're passionate about helping you achieve your homeownership dreams and financial goals. Don't hesitate to book your free mortgage appointment at a time and day that suits you, to discuss your unique needs and get started on your mortgage journey in Sunderland.
Contact a mortgage broker in Sunderland via phone call or web enquiry. We will take some information from you regarding your situation and what you are looking to do. Then get you booked in for a free mortgage appointment with one of our mortgage advisors in Sunderland.
We will need to build up a more detailed financial profile to understand your current situation and what you hope to achieve. Your advisor will explain all this during your free mortgage consultation.
After your free mortgage appointment, your mortgage advisor in Sunderland, will have obtained information regarding your financial situation. Our mortgage advisors in Sunderland will begin searching 1000’s deals to find you the most suited for your circumstances.
Whether you are new to the mortgage process or been through the home buying experience before, we always recommend that you get advice from an expert during the process.
We will always open and honest with you, having your best interests at heart . Our job is to deliver the same exceptional service to every customer that reaches out to us for help. Please look at our reviews to find out what others have thought about their experience with us.
If you decide to approach your bank over a mortgage broker in Sunderland, you limit yourself to their in-house deals. Like us, a mortgage broker in Sunderland has access to many mortgage deals through various lenders.
It’s your mortgage advisor in Sunderland who will search through our large panel to try and find you a great mortgage deal.
Have you come across a complicated issue during your mortgage application? If so, you should know that we have mortgage advisors in Sunderland here to help. We will designate you to a mortgage advisor in Sunderland that will likely have come across a similar situation before; this way, you know that you are in safe hands!
Current or budding landlord? Not a problem either; our mortgage broker in Sunderland also deals with buy to let purchases and remortgages.
For specialist mortgage advice in Sunderland, we recommend that you take up our free mortgage appointment. This could give you an estimation of how much you may be able to borrow for a mortgage and help you understand the process a little easier.
Remember that we are here to talk to your 7 days a week. We can’t wait to hear from you!
As a trusted and well experienced mortgage broker in Sunderland, we will first carry out a fact find to establish your personal needs, before we begin searching and recommending the most suitable mortgage for you.
A credit check will be required for an agreement in principle. A formal mortgage offer can be issued once you have provided all the relevant documentation and a valuation of the property has been undertaken.
Your free initial mortgage appointment with a mortgage advisor in Sunderland will last round about one hour. They will then recommend a mortgage for you, wherein you have no obligation to proceed and you can decide whether or not that particular deal is something you’d like to go forward with.
To avoid any kind of disappointment with a property, we recommend you obtain an agreement in principle before you begin property viewings in Sunderland. We would say that at the very latest, you should obtain one before you start to make offers, in order to assist your bargaining position.
A standard agreement in principle typically lasts for around 30 to 90 days depending on the mortgage lender. If your agreement in principle expires, you can get it easily refreshed.
You may have the option of getting a second mortgage on your home for things like remortgaging for home improvements. This can also be possible if you’re wanting to use it for yourself, a family member, a holiday home or a buy to let.
The minimum deposit for purchasing a home in Sunderland with a mortgage lender is typically 5%. This figure can possibly be higher if you have had previous credit problems.
If you have had credit problems previously in life, you may still have a chance at obtaining a mortgage, but you may be required to put down a higher deposit than usual. This could be be 15% of the property purchase price.
Once you have submitted at least one year’s accounts to the lender, you may be eligible for a mortgage. Most Lenders will calculate the maximum mortgage with salary plus dividend, whereas others sometimes go off your net profit.
A lender will usually need three payslips for an employee to prove income and the latest 2 years’ accounts for an applicant who is self-employed. You will also need to provide them with proof of ID, address and 3 months’ bank statements.
Your free consultation with a mortgage advisor in Sunderland will typically lasts up to an hour or so. We have the ability to turn round an agreement in principle within 24 hours. A formal mortgage offer has been known to take roughly about three weeks on average, but this isn't a guarantee.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR