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Speak to an Advisor 7 days, 8am - 10pm
As a self employed applicant, you may find it challenging to get a mortgage because of the austere lending criteria and difficulty proving your reliable income.
When you go through the process, you will be required to provide a variety of evidential documents to prove your income. Mortgage lenders will request at least one years’ accounts and bank statements of more than three months. Many will also look at your net profit to see whether you are a suitable applicant or not.
A major difference between a self employed mortgage applicant and an employed applicant is that you and your business will be assessed. As a mortgage broker in Sunderland, our role is to help you get ready for your self employed mortgage application so you are in the best place upon your submission.
For over 20 years, our team have helped self employed applicants secure a competitive mortgage. Utilising our rich knowledge, we work hard in finding the most suitable deal for you.
We understand the difficulty that self employed mortgage applicants can come across in the process which is why our team are here to help. You may have gone through the process before or you may be experiencing in for the first time, either way, it will be helpful to seek help from a mortgage broker in Sunderland. Here at Sunderlandmoneyman, our aim is help you achieve your mortgage goals.
With the self employed process being different to your traditional mortgage process, a free initial mortgage appointment can be a huge benefit for you. As a self employed applicant, you can speak to an expert mortgage advisor in Sunderland who will be there to provide a helping hand and answer any of your mortgage questions.
You may find the mortgage process to be complex, which is why seeking the support and expert mortgage advice in Sunderland to help.
Through the years, we have helped a variety of customers with their self employed mortgage in Sunderland, even when they thought it wasn’t possible.
Our team are ready to help achieve your mortgage goals as a self employed applicant in Sunderland.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
195 5 Star Reviews
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Speak to an expert mortgage advisor in Sunderland about your mortgage goals and situation.
Within this appointment, your mortgage advisor in Sunderland will look at your tax year overview and tax calculation to work out your maximum affordability.
In order to find you the most appropriate deal for your situation, we will search through 1000s of mortgage products.
Then, we will sort you out with a mortgage agreement in principle that us a brilliant tool to use when backing up any offers you want to make.
When the purchase offer has been accepted, your dedicated mortgage advisor in Sunderland will submit your full mortgage application and evidential documents to your lender.
At every step of the process, a dedicated cases manager will update you throughout up until you receive your mortgage offer and completion.
Not only will we find you the most suitable mortgage deal for your circumstance, but we will also recommend the most appropriate insurance to protect you.
We will get in touch with you about the date of renewal of your mortgage so you are always on the most suitable deal.
If you are finding the mortgage process difficult and need guidance from a mortgage advisor in Sunderland, please contact our team instead of applying to a lender and risk getting declined many times. The more that you are declined, the more harm you are doing to your credit score.
Each mortgage lender has varying criteria. As well as this, each person has a varying mortgage situation which is why you may find lenders offering products for particular buyers. Not all the products are for everyone which is why our team are here to find the perfect product for you.
Our experience has exposed us to a variety of applicants struggling with different mortgage problems. When we have an idea of your situation, we will work hard to fid the most suitable solution and overcome any hurdles.
As soon as you contact our team, your designated mortgage advisor in Sunderland will be there every step of the way. We invest in you!
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Sunderlandmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sunderlandmoneyman 2009–2026
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Sunderlandmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sunderlandmoneyman 2009–2026
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