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Speak to an Advisor 7 days, 8am - 10pm
Are you looking to become a landlord by completing your first buy-to-let purchase? Perhaps you’re already a landlord have a good sized property portfolio to your name? Maybe you’re a first time buyer first time landlord, looking to transition from renting to renting out.
No matter which circumstance applies we are an experienced buy to let mortgage broker in Sunderland, with a great deal of knowledge in the various lenders buy to let mortgage criteria, utilising this in order to find the most appropriate buy to let mortgage deal for the goals you are looking to achieve.
Over our two decades on working across the mortgage industry, as a mortgage broker in Sunderland we have provided assistance to thousands of customers with countless different buy to let mortgages, helping build their property portfolios by getting them towards this new means of income generation and/or capital growth as part of their retirement plans.
If you are looking at your options for purchasing your buy to let property through a limited company (referred to as a Special Purpose Vehicle or SPV for short), our trusty team of mortgage advisors in Sunderland will be able to use the wealth of knowledge they have in this field too, and will be more than happy to talk through your mortgage with you.
If instead you are looking to discuss and compare taxation benefits, then this is something you will need to talk this through with a dedicated tax advisor as this is something that they will be better suited for advising on.
As well as helping customers with standard residential buy to let mortgages in Sunderland, we are also able to extend our services to helping with HMOs (House of Multiple Occupancy) and holiday let purchases.
The act of purchasing a property with a view to let it out can be very stressful, which is why we have dedicated expert mortgage advisors in Sunderland on hand to build customer relationships with hopeful, brand new and longtime experienced landlords, guiding them throughout the buy to let (or possibly let to buy) mortgage process(es).
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
Although this may vary from lender to lender, we tend to find the vast majority look for a deposit of about 20-40% of the property value. Factors like your property portfolio’s size, circumstances, and credit score determine the maximum amount you can borrow for a mortgage.
Also, there are some mortgage lenders out there with exclusive offers that are only accessible to existing homeowners who want to buy to let the mortgage in Sunderland.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
189 5 Star Reviews
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Andrea McLaren
What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.
20 Mar 2026
To discover what investment goals are achievable, it is best to book your free initial mortgage appointment to speak with one of our dedicated buy to let mortgage advisors in Sunderland today.
During this appointment, your mortgage advisor in Sunderland will determine whether it is best to take out an interest-only buy to let or a repayment mortgage.
Our mortgage advisors in Sunderland search through 1000s of mortgage deals to find the best buy to let mortgage product that may help your investment goals!
We will then get your mortgage agreement in principle, which can be a great tool to support all the property purchase offers you want to make.
When your offer has been accepted, your mortgage advisor in Sunderland will continue with your full mortgage application and forward any evidential documents to the lender.
During this process, your mortgage lender will stress-test your projected rental income to ensure you can afford all monthly payments, plus any other additional costs.
Whether you are a new or existing landlord with several properties to your name, making it is important to recommend relevant insurances to cover you in times of need.
We will also contact you when your buy to let the mortgage needs to be renewed to make sure you are on the most suitable deal for your investments.
There are a lot of different reasons why a landlord may look to make an investment within the property market.
As your trusted mortgage advisor in Sunderland, we are here to provide you with help and guidance. Get in touch with us today and we’ll book you in for your free initial mortgage appointment.
We have a great deal of mortgage knowledge when it comes to working with buy to let mortgage lenders. As an experienced mortgage broker in Sunderland, we have a large amount of lenders who have buy to let mortgage products, some of these more specialist and all with their own unique lending criteria.
Some become landlords for potential future property or capital growth, whilst others do it to provide a boost to their existing income.
From time to time we’ll see landlords creating plans for the long-term, looking ahead to the future as a means to create a nice, comfortable retirement once they’re ready to leave work life behind.
You may also be able to take out a remortgage on your current property onto a buy to let and at the same time, raise capital to put towards the deposit of a new home.
We have many years of experience working with budding and existing landlords, building relationships with them as their portfolios grow. Get in touch and we will take a look at the ways we can help.
We may be able to help you out! Transactions like these are given the name of let to buy mortgages and this is something we encounter on a regular basis when talking to customers.
Our trusted team of mortgage advisors in Sunderland will work hard to help you make arrangements on your new purchase and existing property mortgage and provide expert mortgage advice in Sunderland.
If you are considering switching up your current home and making it a buy to let investment prior to moving home in Sunderland, we definitely recommend speaking to a mortgage broker in Sunderland.
Utilising our years of mortgage market experience and knowledge, we have the ability to recommend our customers the most suitable buy to let mortgage product based on your personal and financial situations.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Sunderlandmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sunderlandmoneyman 2009–2026
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Sunderlandmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sunderlandmoneyman 2009–2026
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