It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Help to Buy in Sunderland
Across All Schemes

It's free to speak with a mortgage advisor
7 days a week, 8am - 10pm

0191 543 9498 Speak to an Advisor - It's Free!
Reviews IO Logo

Read our 13 Reviews

Reviews Logo

Help to Buy in Sunderland
Across All Schemes

Discuss your options for a Help to Buy mortgage with an expert mortgage advisor in Sunderland today.

Speak to an Advisor - It's Free!

Mortgage advice for Help to Buy in Sunderland, across all available schemes

The Help to Buy Scheme is always a popular choice across the mortgage world, but also can come along with its own set of challenges.

When working alongside a dedicated mortgage advisor in Sunderland, you’ll find that we use our experience to help and try to make sure that we clear as many hurdles as we can and that it’s as stress-free and smooth as it can possibly be.

A member of our team will be there to help you throughout your entire mortgage journey, ensuring that you are always aware of what is going on.

We will always be at the end of the phone to help you out if we are needed, aiming to give you a deeper understanding of the Help to Buy Scheme as we go. We have your best interests at heart and are here to support you.

Having Sunderlandmoneyman working on your behalf is incredibly beneficial when you need someone to be on hand and guide you through your mortgage process.

Video BG One Video BG Two
Help to Buy in Sunderland</br>Across All Schemes

Helping first time buyers onto the property ladder with a Help to Buy in Sunderland

With the Help to Buy Shared Ownership scheme, you can buy a share in a property. The percentage is usually between 25% and 75%, however, on some occasions, you may be allowed to purchase as little as 10%. You then will pay back the remaining percentage through rent.

If you can’t quite afford the mortgage on 100% of a home, Help to Buy Shared Ownership offers you the chance to buy a share of your home (usually between 25% and 75% of the home’s value) and pay rent on the remaining share. Later on, you could buy bigger shares when you can afford to.

As your expert mortgage broker in Sunderland, we are able to provide Help to Buy mortgage advice across all of the various schemes. Find out more information about Help to Buy Schemes available to you and the most common Help to Buy mortgage scenarios below.

Why use a mortgage broker in Sunderland?

With the help of a mortgage broker in Sunderland, we can answer any questions related to the Help to Buy schemes. We also provide expert mortgage advice in Sunderland regarding any other mortgage related topics too.

Book yourself in for a free mortgage appointment with a mortgage advisor in Sunderland to discuss your options for taking out a Help to Buy in Sunderland today.

Video BG OneVideo BG Two
Speak to an Advisor - It's Free!

Common FAQs about Help to Buy in Sunderland

What is the Shared Ownership Scheme in Sunderland?

Accorion Arrow

In using the Shared Ownership Scheme, you can purchase a share in a property. The percentage that people buy into their property is about 25% to 75%, although in some specific cases you can buy a little as 10% of the property. The remaining percentage is repaid in the form of a monthly rental fee.

This scheme is designed to home buyers the opportunity to only purchase some of it upfront, potentially buying bigger shares down the line when they can afford to do so. If this scheme doesn’t sound suitable, there is no need to worry, as there may be something better suited for you.

As an expert mortgage broker in Sunderland, we have a vast understanding of all available schemes in Sunderland and we can use this knowledge to find you something else, if you fit the criteria.

What is the Lifetime ISA?

Accorion Arrow

The Lifetime ISA, commonly known as a LISA, is a scheme built for first time buyers looking to save for their first home.

The standout feature of a Lifetime ISA lies in the government bonus. On top of what you save in a year, the government will top up your LISA with 25% of what you have saved in the year. The maximum that you cans save in a year is £4,000, therefore, they will add £1000 to your LISA if you manage to save the maximum.

The catch is that if you withdraw from the LISA, you will receive a withdrawal fee of 25%. So if you withdraw £500, you will only receive £400.

Our Customers Love Us

Reviews Stars5.00 Rating13 Reviews

Our Simple Mortgage Process

Free 30-Minute Mortgage Appointment

Step 1

During your free initial appointment, a mortgage advisor in Sunderland will review your income and expenditure to work out the maximum amount you can borrow and check your eligibility for any Help to Buy Schemes in Sunderland.

We Can Search 1000s of Mortgage Deals

Step 2

Our team will search for 1000 mortgage deals to find the most suitable deals to match your circumstances.

We'll help you get your mortgage agreement in principle, which is a great tool to back up any offers you put down on new builds.

Submit Your Help to Buy Application

Step 3

Once your offer is accepted, we will submit your full mortgage application and evidence documents to the mortgage lender.

While this process is going on, your dedicated case manager in Sunderland will ensure that you are kept up to date through a formal mortgage offer, completion and beyond.

Protecting You and Your Mortgage

Step 4

However, our service is more than that. Not only will we secure the best mortgage deal for you, but we will also recommend relevant insurance to protect you and your family.

We will also contact you when your mortgage deal ends to make sure you are on the best deal.

Reasons to Choose Us

Free Mortgage Appointment

Accorion Arrow

As an open and honest, experienced and industry-wide respected mortgage broker in Sunderland, we are here to help and guide you throughout every step of your mortgage journey. Get in touch with us today and make a date for your free mortgage appointment.

As part of your initial free mortgage appointment, your assigned mortgage advisor in Sunderland will take the time to go through all of the figures with you so that you have a rough guideline of the exact amount you will be paying on a monthly basis for your mortgage deal.

1000s of Deals

Accorion Arrow

If you have already found a new home that you are looking to purchase, and it falls within the criteria for taking out a mortgage under the Help to Buy Scheme, we will be able to take a look through the paperwork with you and even liaise with the home builder or estate agent on your behalf if necessary.

Not only will we be able to help you out with your mortgage, but if you are in need of any help with regard to surveyors or solicitors, we can also provide you with advice there and point you in the right direction, discussing what exactly you may need for that.

Our Service

Accorion Arrow

As an open and honest mortgage broker in Sunderland with over two decades of providing expert mortgage advice in Sunderland, we have gained a lot of experience in working with all different types of customers and a wide variety of mortgage types.

7 Days a Week

Accorion Arrow

This regularly includes those looking to utilise the Help to Buy Scheme. Once you get in touch with a dedicated mortgage advisor in Sunderland, you’ll have someone by your side, from that initial first point of contact, all the way through until the end of your mortgage process.

Malcolm and Amy Davidson - Mortgage Advice in Sunderland

We Search 1000s of Help to Buy Mortgages in Sunderland

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
Pepper Money
Mortgage Works
Coventry Building Society
Natwest Mortgage Advice
Newcastle Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Different Types of Help to Buy in Sunderland

How do you qualify for the Help to Buy Scheme?

Accorion Arrow

We will advise you as to whether or not you may be able to qualify for this scheme – this is all a part of our personalised service.

Part of the terms and conditions specify that you should not own any other property i.e., you cannot buy a second home with the help of this scheme. Part-exchange and sub-letting is also something that will not be allowed.

We’re Here to Provide You With Expert Help to Buy mortgage advice in Sunderland. Our honest and trusted team will always recommend the best available option for your financial and individual circumstances, doing everything they can to ensure that you feel happy, stress-free, well informed and secure through your entire Help to Buy mortgage journey.

Get in touch with a mortgage advisor in Sunderland and receive a free mortgage appointment today.

The Help to Buy Process in Sunderland

Accorion Arrow

Before we begin looking at finding you a Help to Buy mortgage, we need to have a look at whether or not you qualify for any of the schemes that are available.

If you want to know more about the types of schemes that can potentially be utilised, get in touch with one of our hard working and easy to talk to Help to Buy mortgage advisors in Sunderland.

Remember, you must also only be a first time buyer in Sunderland. Matching up to the criteria depends on your personal circumstances, as well as those of the property in question.

You must not own any other property when you are looking to purchase your new home in conjunction with a Help to Buy in Sunderland. Also, it is crucial to remember that subletting and part-exchange is something that is not allowed.

Find out more information about the Help to Buy Schemes available to you at

Mortgage Guides & Sunderlandmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

Equity Release Council Logo Solla Later Life Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage TikTok Image

Speak to an Advisor – It’s free!
7 Days a Week, 8am – 10pm

Speak to an Advisor – It’s Free Enquire Online 0191 543 9498
We use cookies to enhance your customer experience. More detailsGot It