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A remortgage to release equity in Sunderland allows homeowners to borrow against their home’s value, whether it’s for:
A mortgage broker in Sunderland, like ourselves, can help you find a suitable deal to meet your requirements.
The equity you can release when remortgaging in Sunderland is determined by your property’s market value and any remaining balance on your secured loans or mortgage.
Lenders will also take into account your credit score, age, and affordability to decide how much you can borrow.
Our mortgage advisors in Sunderland will help you navigate the process with ease.
Choosing to remortgage to release equity in Sunderland may impact your monthly payments, depending on how much equity you borrow and the new mortgage terms.
Higher borrowing or a shorter repayment period might raise your payments. Extending the term could reduce them but may result in paying more interest overall.
For clear mortgage advice in Sunderland, we can help you explore your options with confidence.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
You can remortgage during a fixed-rate deal, though an Early Repayment Charge (ERC) may apply. This fee is calculated as a percentage of your remaining mortgage balance.
Compare the cost of the ERC against the benefits of remortgaging, such as releasing equity or obtaining a better interest rate. A mortgage broker in Sunderland can guide you through your options.
If remortgaging isn’t the right option for you, consider:
A mortgage advisor in Sunderland can help you explore these alternatives to find the right solution for your financial goals.
Yes, those aged 50+ can remortgage to release equity. Many lenders offer products tailored to older borrowers, and eligibility depends on factors like income, credit history, and the term of your mortgage.
For personalised advice, speak to a mortgage broker in Sunderland to explore your options.
To determine your home’s value in Sunderland:
A mortgage advisor in Sunderland can help you understand your home’s value and how it impacts your equity release options.
Our Customers Love Us
5.00 Rating14 Reviews
Danielle
Charlie Bryson was my mortgagee advisor and couldn’t have been more helpful. I am a first time buyer and had zero knowledge of what obtaining a mortgage entailed. Charlie’s advice and delivery of every stage of the process was second to none. I...
1 month ago
Georgia
Our mortgage advisor Charlie Bryson has been amazing with me and Ethan. He has helped us with everything and made sure we are doing everything correctly as we are both first time buyers.
2 years ago
Jordan
Helen was very helpful on the call to re arrange a call back to speak about our mortgage. Very pleasant phone call
3 years ago
Diane
This has been a fantastic service from the initial enquiry to getting the mortgage offer through, everything explained in detail and nothing was a problem, very helpful and professional staff. Would highly recommend using this company to anyone
3 years ago
Martin
Great team and great service. Always happy to help and they make the process easy to understand. They got me a deal I was happy with then got me a better one.
3 years ago
Paul
Spoke to Dale Hunter a few times today. Polite, professional and happy to answer any questions. Over the moon with the service received.
4 years ago
Anonymous
Our advisor was Jason Loft and all I can say is he was amazing and very polite and so was all of his team. Me and my partner are first time buyers so were quite apprehensive about the whole process. However Jason and his team gave us all the...
4 years ago
Anonymous
With the help from Jason and Laura, our mortgage process went very smoothly. As first time buyers we had many questions which they were on hand to answer promptly. Would highly recommend!!
4 years ago
Anonymous
Listened to my every need. Very polite and helpful. Spoke well and clearly understood what was being said and great advice. Thanks
4 years ago
Anna
From start to finish, the service was great. Everything was explained clearly, every little adjustment and query I asked for was expertly dealt with by Leo, who gave me new info and examples of our mortgage requests. Process was very easy to...
5 years ago
Anonymous
Very quick response from the first time I contacted them. Both Cathy and Leanne were great at keeping us informed throughout the process and always responded to our emails within a couple of hours, often less. They understood the stresses and...
6 years ago
Sofia
As a first time buyer I was pretty clueless as to what was needed and when to buy a house. The brokers at Sunderland moneyman made it very easy for me and guided me through the whole process. I’d defiantly give them a recommendation. Thank you...
6 years ago
Leon
I am a First Time Buyer and before I contacted Sunderland Moneyman I didn’t have a clue about mortgages or whether I would even qualify for one. My Advisor (Wayne) came across like he really cared and he was always on the end of the phone to...
6 years ago
Karen
Jason and his team gave an outstanding service. They were reassuring, consistent and were always on hand to give advice and support when necessary. I will be using their service again when my fixed rate ends in 2 years time. Thank you again...
6 years ago
Our remortgage review is the perfect way for homeowners in Sunderland to assess their options. Whether you’re planning to release equity, reduce monthly costs, or secure a better deal, our experts will provide no-obligation advice tailored to your needs.
We have access to thousands of remortgage deals, ensuring you’ll find the most suitable option for your circumstances in Sunderland. From competitive rates to bespoke products, we’ll help you achieve your financial goals.
We’re committed to making the remortgage process in Sunderland as straightforward as possible. Our team will manage your application, take care of paperwork, and liaise with lenders, keeping you informed at every step.
Our mortgage advisors in Sunderland are available 7 days a week to provide expert support when it’s most convenient for you, including evenings and weekends.
We offer all our customers a free remortgage consultation. We understand today’s busy lifestyles. That is why our free remortgage consultations with your mortgage advisor in Sunderland are available 7 days a week.
Our mortgage advisors in Sunderland have a wealth of knowledge when it comes to helping customers remortgage. Whether you are looking to release equity or secure a better rate, we are ready to help you find the most suitable remortgage deal.
Always remember that as a mortgage broker in Sunderland, we are here to help you. Friendly, helpful and patient, whatever questions you may have about your remortgage will be answered by our expert team.
We want you to feel happy and relaxed throughout the whole process. Check out our customer reviews to see what others have said about our fantastic customer service!
Contact us today to book your free remortgage consultation in Sunderland & see how we can get the ball rolling.
Using equity release to fund home improvements like adding an extension, creating a new living space, or modernising older areas is a popular choice. These projects improve the functionality and appeal of your property.
Releasing equity can help pay for major life events like a family celebration, a wedding, or a luxury holiday. This approach allows you to access your property’s value while enjoying meaningful experiences.
Equity release is often used to provide financial support for family, such as helping with a first home deposit or covering tuition fees. It’s a great way to make a difference in loved ones’ lives.
For those looking to purchase a second property, equity release can provide the deposit needed for a rental home or holiday retreat, offering both personal and financial benefits.
Releasing equity can offer financial freedom during retirement, whether it’s supplementing income, paying off debts, or creating a safety net for the future.
Read our 14 Reviews
Sunderlandmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sunderlandmoneyman 2025.
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Sunderlandmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sunderlandmoneyman 2025.
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