Welcome to Sunderlandmoneyman, home of Mortgage Advice in Whitburn. As expert Mortgage Advisors, we are here to help you through every step of your mortgage process, whether you are a First Time Buyer, looking to become a Buy to Let landlord or ready for your Remortgage. Our team are incredibly proud of our mortgage advice service, aiming to go above and beyond for every customer. Please feel free to look at our genuine customer reviews at Reviews.co.uk to see for yourself.Book Online
Unlike a lot of larger mortgage advice companies, we are a smaller and experienced team of friendly Mortgage Advisors in Whitburn, we are here to answer all of your mortgage questions. As a expert Mortgage Broker in Sunderland, we can search thousands of mortgage products to find you the best deal based on your individual circumstances. Whatever your personal mortgage circumstances, we would love to help you!Apply Now
Going into the mortgage process as a first time buyer in Sunderland & Whitburn might find the process a little bit daunting. We understand this, so we always make customers feel reassured and calm throughout the entire process. Your dedicated Mortgage Advisor in Sunderland & Whitburn will be with you every step of the process. our advisors are more than happy to help you calculate the amount you can borrow. Our affordability calculator can provide an estimate, but it doesn’t factor in personal situations and circumstances, it’s always better to speak with a mortgage advisor in Sunderland. Also, they will sort out an agreement in principle for you within 24 hours of your free mortgage appointment. It will be helpful to have this with you when it comes to making an offer on the property.
The process of moving home in Sunderland & Whitburn is renowned for being the most stressful in your life. We always strive to make the journey as stress-free as possible by sorting out all aspects of the mortgage so that you can focus on moving itself! From the initial point of contact to getting the keys to their dream home, we provide clear and transparent mortgage advice in Sunderland & Whitburn. We strive to make sure you are well informed throughout.
When you come to the end of this fixed term, you will need to start exploring your remortgaging options to move onto another product with a new fixed term. We can search 1000s of remortgage deals on your behalf. You may find that they discover a rate that is more competitive than your current one. Get in touch with our team if you are looking for remortgage advice in Sunderland & Whitburn, we offer knowledge and support with a variety of remortgage routes like home improvements, debt consolidation, equity release and bad credit mortgages.
Our team have helped many budding landlords in Whitburn who are looking to build their property portfolio with a buy to let mortgage in Sunderland & Whitburn. We have built close relationships with local landlords over the years. We helped them with their new buy to let mortgage with many getting in touch for a second time to help them with their remortgages on their properties. If you are looking to achieve your investment goals, book your free mortgage appointment today.
For those wishing to purchase a property, you may find a Help to Buy beneficial. There is a large range of Help to Buy Mortgages in Sunderland & Whitburn available which our mortgage advisors will be more than happy to see if you fit any of the criteria.
Those who are looking to self employed mortgages in Sunderland & Whitburn as a self employed applicant will find the process different from everyone else. Aspects of the process that makes it different is the lending criteria and the amount of evidence you must provide to be accepted by your lender. Our mortgage advisors have a brilliant reputation for helping many self employed applicants who have a rich knowledge of self employed lending criteria. You are under the self employed category if you own more than 20-25% of your business. One of the requirements to obtain a mortgage as a self- employed applicant must be trading for at least two years.
In the situation that you live in a rental property that's owned by the local authority (either the council or a local housing association), you may qualify for the right to buy mortgage advice in Sunderland & Whitburn. You will need to see if you are able to pass the requirements. With this scheme, you could purchase your property at a discounted price depending on the length of time you have been living in the property and its value. The discount would cover your deposit for the property, meaning you may not need to put one down. However, depending on the lender, a small deposit may still be required to ensure that a mortgage and monthly payments are affordable.
Our Customers Love Us
5.00 Rating13 Reviews
Our mortgage advisor Charlie Bryson has been amazing with me and Ethan. He has helped us with everything and made sure we are doing everything correctly as we are both first time buyers.
2 weeks ago
Helen was very helpful on the call to re arrange a call back to speak about our mortgage. Very pleasant phone call
8 months ago
This has been a fantastic service from the initial enquiry to getting the mortgage offer through, everything explained in detail and nothing was a problem, very helpful and professional staff. Would highly recommend using this company to anyone
8 months ago
Great team and great service. Always happy to help and they make the process easy to understand. They got me a deal I was happy with then got me a better one.
1 year ago
Spoke to Dale Hunter a few times today. Polite, professional and happy to answer any questions. Over the moon with the service received.
1 year ago
Our advisor was Jason Loft and all I can say is he was amazing and very polite and so was all of his team. Me and my partner are first time buyers so were quite apprehensive about the whole process. However Jason and his team gave us all the...
2 years ago
With the help from Jason and Laura, our mortgage process went very smoothly. As first time buyers we had many questions which they were on hand to answer promptly. Would highly recommend!!
2 years ago
Listened to my every need. Very polite and helpful. Spoke well and clearly understood what was being said and great advice. Thanks
2 years ago
From start to finish, the service was great. Everything was explained clearly, every little adjustment and query I asked for was expertly dealt with by Leo, who gave me new info and examples of our mortgage requests. Process was very easy to...
3 years ago
Very quick response from the first time I contacted them. Both Cathy and Leanne were great at keeping us informed throughout the process and always responded to our emails within a couple of hours, often less. They understood the stresses and...
3 years ago
As a first time buyer I was pretty clueless as to what was needed and when to buy a house. The brokers at Sunderland moneyman made it very easy for me and guided me through the whole process. I’d defiantly give them a recommendation. Thank you...
3 years ago
I am a First Time Buyer and before I contacted Sunderland Moneyman I didn’t have a clue about mortgages or whether I would even qualify for one. My Advisor (Wayne) came across like he really cared and he was always on the end of the phone to...
4 years ago
Jason and his team gave an outstanding service. They were reassuring, consistent and were always on hand to give advice and support when necessary. I will be using their service again when my fixed rate ends in 2 years time. Thank you again...
4 years ago
Contact us via telephone or book yourself in using our online system for your free mortgage appointment.
Once you are booked in you will be allocated a mortgage advisor in Sunderland & Whitburn who will ask you a series of questions to assess your affordability.
Furthermore, they will arrange your Agreement in Principle which is normally sorted within 24 hours of your free mortgage appointment.
Your advisor will look through our large panel of lenders to find the best mortgage deal for you. We will continue the mortgage application when you are happy to proceed with our recommendation.
When your mortgage application is ready to proceed, we will put forward your mortgage application to the lender.
Our online booking system allows you to attend your free appointment at a time that suits you. Mortgage advice is available morning, evening or at the weekend. We’re here at a time that suits you and your family. Please read our genuine customer Reviews at Reviews.co.uk. Your service is really important to us!
We’re not like a bank – We’re able to search 1000’s of mortgage deals in order to recommend the best one for you!
We’ll aim to make you feel relaxed and be open and honest – We’ll take away the stress.
We’ll help and support you anytime you need us, 7 days a week! The home buying process isn’t always easy, we’ll help you over any hurdles you face.
You’ll benefit from a free initial mortgage consultation with one of our experts. Out of hours mortgage advice isn’t a problem, we have in-house mortgage advisors working until late to take your mortgage enquiries. Give us a call, we may be able to help!
The banks’ mortgage advisors are only able to offer products from one lender – Themselves. Their mortgage advisors can also be rather hard to get an appointment with, so if you’re actively looking at properties or are ready to offer this can be very frustrating. Seeking advice from a professional mortgage broker can also work in your favour, as we can compare deals. We have a large number of mortgage lenders on panel, some with very specialist mortgage products available. Worry not, we have a lot of experience and knowledge in providing mortgage advice to customers with a variety of situations.
Quite often, customers that contact us for mortgage advice have been turned away by their bank for reasons such as income types, credit score, property type and the bank won’t lend enough. More often than not, we are able to help with this.