Obtaining an Up-to-Date Credit Report in Sunderland

Credit report mortgage advice in Sunderland

Why get a credit report for my mortgage advisor in Sunderland?

To be able to recommend the most appropriate mortgage for you based on the circumstances you’re currently in, it is of vital importance that our mortgage advisors gain a complete understanding of your financial situation. As a mortgage broker in Sunderland, the primary way we believe this can be achieved is by obtaining an up to date copy of your credit report.

We personally would highly recommend using Check My File to do this, as they are able to bring in your data from 4 different credit reference agencies, giving you a more accurate and detailed look at your personal credit profile. It’s especially handy, as in some instances, the data that is held by one agency, may differ to the data from another.

How to get your up to date credit report:

• Follow the link and use Check My File. In doing so, you will receive a free 30-day trial to use their service, which you can cancel at any time. If you do not cancel in that time period, you will be charged £14.99 per month.
• Once you have followed the link to their website, you will be greeted with a button that says ‘see your multi-agency credit report for free’. Proceed to click this button, enter relevant information and answer some security questions.
• After you have logged in and are on your credit report, scroll down towards the bottom of the page where you will be given the option to ‘Download Printable Version’. This will then download a local copy of your credit report to the device that you are using to access their service, i.e., your mobile phone storage.
• Your downloadable PDF will have tightened security, being password protected by your 6-figure date of birth ‘DDMMYY’.
• Now that you have downloaded this, please send the credit report to enquiries@ukmoneyman.com, along with your date of birth and it will be reviewed by one of our mortgage advisors in Sunderland.

What happens when I send my credit report to a mortgage broker in Sunderland?

When it comes to sending your credit report by email, the steps necessary will be a bit different depending on what device and email client you are using, e.g., Android, iPhone or Desktop & Gmail, Hotmail or Yahoo, etc.

A member of our dedicated mortgage advice team in Sunderland will review your credit report, before they give you a call to discuss your mortgage plans in further detail.

As a mortgage broker in Sunderland with lots of experience across the industry, we have in-depth knowledge of lenders various criteria. Some of the lenders we work with are specialist lenders. Please take a look at our specialist mortgage advice in Sunderland page for more information on complex cases.

No matter if you are a first time buyer in Sunderland or looking to move home in Sunderland, we will use our knowledge and the information displayed in your credit report to work hard in finding the most appropriate mortgage deal for needs and personal circumstances.  

Date Last Edited - 26/07/2021