It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
A lifetime mortgage in Sunderland is a flexible equity release product aimed at homeowners aged 55 and over.
It allows you to unlock a portion of your home’s value as tax-free cash while continuing to live in your property, with the loan repaid when it’s eventually sold.
There are two main types of lifetime mortgages in Sunderland: lump sum and drawdown.
Lump sum plans give you a single payment upfront, ideal for significant purchases or financial goals.
Drawdown plans offer smaller amounts over time, helping to reduce interest costs and provide ongoing flexibility.
A lifetime mortgage in Sunderland can be a valuable option if you’re looking to access equity from your home without selling or downsizing.
With guidance from one of our mortgage advisors in Sunderland, you can determine whether this option suits your long-term financial and lifestyle objectives.
Yes, with a lifetime mortgage in Sunderland, you remain the legal owner of your home while accessing its equity.
The loan is repaid only when the property is sold, allowing you to stay in your home for as long as you wish.
The amount you can borrow with a lifetime mortgage in Sunderland depends on your age, the value of your property, and your health.
Generally, older homeowners with higher property values are eligible for larger amounts of equity release.
Getting mortgage advice in Sunderland and speaking with an expert will allow you to get an accurate figure so how much you can borrow.
Contact our team and we can get your process started!
Using a lifetime mortgage in Sunderland to pay off an existing mortgage is a popular option.
This allows you to eliminate monthly repayments, making your retirement finances more manageable while retaining ownership of your property.
Many lifetime mortgages in Sunderland come with flexible repayment features, enabling you to make voluntary payments to reduce the loan balance.
These options provide peace of mind by potentially preserving more of your estate for your family.
Lifetime mortgages in Sunderland are regulated by the Financial Conduct Authority (FCA), ensuring that lenders and brokers follow strict guidelines.
This regulation ensures you receive fair advice and a product suited to your needs.
As a mortgage broker in Sunderland, we are regulated and monitored by the FCA. This allows us to give advice on these specialists products.
Our Customers Love Us
5.00 Rating13 Reviews
Georgia
Our mortgage advisor Charlie Bryson has been amazing with me and Ethan. He has helped us with everything and made sure we are doing everything correctly as we are both first time buyers.
1 year ago
Jordan
Helen was very helpful on the call to re arrange a call back to speak about our mortgage. Very pleasant phone call
2 years ago
Diane
This has been a fantastic service from the initial enquiry to getting the mortgage offer through, everything explained in detail and nothing was a problem, very helpful and professional staff. Would highly recommend using this company to anyone
2 years ago
Martin
Great team and great service. Always happy to help and they make the process easy to understand. They got me a deal I was happy with then got me a better one.
2 years ago
Paul
Spoke to Dale Hunter a few times today. Polite, professional and happy to answer any questions. Over the moon with the service received.
3 years ago
Anonymous
Our advisor was Jason Loft and all I can say is he was amazing and very polite and so was all of his team. Me and my partner are first time buyers so were quite apprehensive about the whole process. However Jason and his team gave us all the...
3 years ago
Anonymous
With the help from Jason and Laura, our mortgage process went very smoothly. As first time buyers we had many questions which they were on hand to answer promptly. Would highly recommend!!
3 years ago
Anonymous
Listened to my every need. Very polite and helpful. Spoke well and clearly understood what was being said and great advice. Thanks
4 years ago
Anna
From start to finish, the service was great. Everything was explained clearly, every little adjustment and query I asked for was expertly dealt with by Leo, who gave me new info and examples of our mortgage requests. Process was very easy to...
5 years ago
Anonymous
Very quick response from the first time I contacted them. Both Cathy and Leanne were great at keeping us informed throughout the process and always responded to our emails within a couple of hours, often less. They understood the stresses and...
5 years ago
Sofia
As a first time buyer I was pretty clueless as to what was needed and when to buy a house. The brokers at Sunderland moneyman made it very easy for me and guided me through the whole process. I’d defiantly give them a recommendation. Thank you...
5 years ago
Leon
I am a First Time Buyer and before I contacted Sunderland Moneyman I didn’t have a clue about mortgages or whether I would even qualify for one. My Advisor (Wayne) came across like he really cared and he was always on the end of the phone to...
5 years ago
Karen
Jason and his team gave an outstanding service. They were reassuring, consistent and were always on hand to give advice and support when necessary. I will be using their service again when my fixed rate ends in 2 years time. Thank you again...
5 years ago
Book a free mortgage appointment to explore your lifetime mortgage options in Sunderland and discover how they could benefit you.
We’ll compare a variety of lifetime mortgage products in Sunderland, helping you choose the best solution for your financial and personal goals.
Once you’ve decided on the ideal lifetime mortgage in Sunderland, we’ll assist you with the application process to ensure everything proceeds smoothly.
The final stage sees your lifetime mortgage in Sunderland completed, giving you access to the funds you need to support your retirement plans.
We provide a free mortgage appointment to help you understand your lifetime mortgage options in Sunderland without any pressure.
This session allows you to explore tailored advice specific to your needs.
Our team reviews a wide range of lifetime mortgage options in Sunderland, comparing lenders to secure the most suitable deal for you.
We offer a professional yet approachable service to guide you through every step of securing your lifetime mortgage in Sunderland.
You can count on us to make the process simple and stress-free.
We’re available 7 days a week to support you with your lifetime mortgage in Sunderland.
Whether you have questions or need updates, our team is here when it’s convenient for you.
A lifetime mortgage in Sunderland provides a reliable way to enhance your retirement income.
By unlocking tax-free cash from your property, you can enjoy greater financial freedom while staying in your home.
Lifetime mortgages in Sunderland are often used to help family members, such as contributing towards a loved one’s first home deposit or supporting important milestones.
It’s a great way to provide meaningful assistance without compromising your own financial security.
If you want to adapt or enhance your property, a lifetime mortgage in Sunderland can help.
Whether it’s modernising your home or adding features for comfort, this option provides the funds you need to make it happen.
Lifetime mortgages in Sunderland are also used to consolidate debts, simplifying your finances and reducing monthly outgoings.
This helps create a more stable and stress-free retirement.
Preparing for future care costs is another common use for lifetime mortgages in Sunderland.
By unlocking equity from your home, you can fund care services or make adjustments to your property, ensuring peace of mind for years to come.
Read our 13 Reviews
Sunderlandmoneyman.com & Sunderlandmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
Sunderlandmoneyman.com & Sunderlandmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s free!
7 Days a Week, 8am – 10pm
