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It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Calculate how much equity you have in your property.
The home equity calculator provides a reliable estimate based on the information you enter.
However, the accuracy depends on the data provided, such as your property’s current market value and the outstanding balance on your mortgage and secured loans.
For a more detailed understanding of your equity, speaking with one of our mortgage advisors is recommended.
The equity in your home is calculated by subtracting the total outstanding debts secured against your property (e.g. your mortgage and any secured loans) from its current market value.
For example, if your home is worth £300,000 and you owe £200,000, your equity would be £100,000.
Use the house equity calculator above to get a rough estimate of how much equity is in your home.
The home equity calculator calculator allows you to work out the equity in your home.
The equity in your house is calculated by subtracting the outstanding mortgage balance from the current market value of the property.
This calculation is especially useful for those considering remortgaging, releasing equity for renovations or planning to sell their property to fund future purchases.
Use the house equity calculator above to find a get a rough estimate, or contact our mortgage advisors for a more accurate figure.
Yes, it can be possible to release equity from your property, often through remortgaging or securing an additional loan.
This process allows you to access the funds tied up in your home, which can be used for purposes such as home improvements or consolidating debts.
As a mortgage broker, we specialise in equity release options; our mortgage advisors can help you find a solution that suits your circumstances.
The amount of equity you can release depends on several factors, including the value of your property, your remaining mortgage balance, and your financial circumstances.
Typically, lenders have limits on the percentage of equity you can release.
Speaking with a mortgage advisor can help you understand your options.
A secured loan is a type of borrowing that uses your property as collateral.
It can be a way to access funds for significant expenses, often at lower interest rates compared to unsecured loans.
However, failing to repay a secured loan could put your property at risk, so it’s important to consider this carefully.
Taking out a secured loan reduces the available equity in your property because it adds to the total amount owed against its value.
For example, if your property is worth £300,000 and you already have a £200,000 mortgage, a £20,000 secured loan would reduce your available equity from £100,000 to £80,000.
Our Customers Love Us
5.00 Rating13 Reviews
Georgia
Our mortgage advisor Charlie Bryson has been amazing with me and Ethan. He has helped us with everything and made sure we are doing everything correctly as we are both first time buyers.
2 years ago
Jordan
Helen was very helpful on the call to re arrange a call back to speak about our mortgage. Very pleasant phone call
2 years ago
Diane
This has been a fantastic service from the initial enquiry to getting the mortgage offer through, everything explained in detail and nothing was a problem, very helpful and professional staff. Would highly recommend using this company to anyone
2 years ago
Martin
Great team and great service. Always happy to help and they make the process easy to understand. They got me a deal I was happy with then got me a better one.
3 years ago
Paul
Spoke to Dale Hunter a few times today. Polite, professional and happy to answer any questions. Over the moon with the service received.
4 years ago
Anonymous
Our advisor was Jason Loft and all I can say is he was amazing and very polite and so was all of his team. Me and my partner are first time buyers so were quite apprehensive about the whole process. However Jason and his team gave us all the...
4 years ago
Anonymous
With the help from Jason and Laura, our mortgage process went very smoothly. As first time buyers we had many questions which they were on hand to answer promptly. Would highly recommend!!
4 years ago
Anonymous
Listened to my every need. Very polite and helpful. Spoke well and clearly understood what was being said and great advice. Thanks
4 years ago
Anna
From start to finish, the service was great. Everything was explained clearly, every little adjustment and query I asked for was expertly dealt with by Leo, who gave me new info and examples of our mortgage requests. Process was very easy to...
5 years ago
Anonymous
Very quick response from the first time I contacted them. Both Cathy and Leanne were great at keeping us informed throughout the process and always responded to our emails within a couple of hours, often less. They understood the stresses and...
5 years ago
Sofia
As a first time buyer I was pretty clueless as to what was needed and when to buy a house. The brokers at Sunderland moneyman made it very easy for me and guided me through the whole process. I’d defiantly give them a recommendation. Thank you...
6 years ago
Leon
I am a First Time Buyer and before I contacted Sunderland Moneyman I didn’t have a clue about mortgages or whether I would even qualify for one. My Advisor (Wayne) came across like he really cared and he was always on the end of the phone to...
6 years ago
Karen
Jason and his team gave an outstanding service. They were reassuring, consistent and were always on hand to give advice and support when necessary. I will be using their service again when my fixed rate ends in 2 years time. Thank you again...
6 years ago
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Read our 13 Reviews
Sunderlandmoneyman.com & Sunderlandmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Sunderlandmoneyman 2025.
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Sunderlandmoneyman.com & Sunderlandmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© Sunderlandmoneyman 2025.
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